When you pay a significant amount of money each year to insure your recreational vehicle, naturally you’re going to want to use that insurance towards any repair needs that might arise. However, did you know that not all repairs are covered under your motorhome insurance policy? This is an unfortunate truth that many RV owners don’t discover until it’s too late. The good news is that there are ways you can prevent many types of damage that your insurance won’t cover. With diligence and proper maintenance, your RV can retain its health for many years to come.
If you are concerned that your future repairs won’t be covered by your insurance, here are the big uncovered RV problems to look out for, along with what you can do to prevent them:
Water intrusion. Purchasing an RV means taking on a large new set of responsibilities, including proper maintenance of this unique type of vehicle. Included in your expected ownership procedures is winterizing your vehicle and maintaining seals throughout your RV. Because this maintenance is expected of you, your insurance won’t cover water intrusion repairs.
Water damage. This is something we see all the time at Coach Specialists of Texas and it can wreak havoc on your vehicle. If you have water damage, it’s often caused by poor RV owner maintenance, which means your insurance won’t cover the repairs. Again, be sure to inspect your motorhome regularly for faulty seals and areas of water intrusion.
Tires that have been blown out. Recreational vehicles are built for traveling, but their tires can take a real beating. While insurance will cover damage resulting from blown tires, it won’t cover the tires themselves. Therefore, it’s important that you maintain the proper PSI on your tires and frequently inspect them for wear and tear.
Graphics and decals peeling or fading. If your RV’s graphics are starting to fade or peel due to the elements, this is considered a cosmetic issue that won’t be covered under your insurance. To prevent this kind of damage, try to protect your motorhome from the elements as much as possible.
General maintenance services. If you run out of oil, for instance, this won’t be covered by your insurance. Be sure to stay on top of any regular maintenance your RV might require in order to prevent unfortunate mishaps like this when you’re out on the road.
At Coach Specialists of Texas, we are the exclusive direct repair facility for many insurance companies, including GEICO, Nationwide, and USAA.
If you are in need of an RV repair shop in Dallas, Texas that can navigate you through the insurance claims process, give us a call today. We have relationships with virtually every major insurance carrier and this allows us to provide fast, reliable service to our customers. We strive to reduce your downtime and get your vehicle back on the road quickly—no waiting for unnecessary approvals and delays. We can get you in and fixed quickly so that you can enjoy your RV, motorhome, or coach the way you are intended to!
