How to get an RV hail damage claim processed fast in Texas.
Oh boy what a wacky spring weather pattern we’ve had this year. Typically April showers bring May flowers, but this year April brought May hailstorms, and tons of hail damage claims. For Texas RV owners, this has meant a significant increase in RV hail damage claims, leading to a backlog for several owners. What makes matters worst is this is also a time when most people start taking their RV’s and travel trailers out of storage and begin their vacations.
The current tally for 2016 hail damage in North Texas alone is near $3.4 billion, and it’s still early in the season.
Whenever you see hail damage causing these kinds of numbers it causes insurance companies to become overwhelmed with claims. In the meantime, frustrated customers become emotional because there is typically more than one thing damaged, such as their home, car and sadly even their RV’s.
Car dealers and RV Dealers posting high claim volumes.
Aside from property damage, auto dealerships are often one of the most hard-hit businesses when it comes to hail. Imagine having all your inventory become damaged in as little as five minutes. With almost no protection from the elements, single dealerships can send hundreds of cars and RV’s into the claims process, which means clogs and delays for individuals looking to place single individual claims.
Sometimes after large storms the damage damage is so bad that dealers have to offer inventory at a discount to move it off the lots faster. To deal with the mass damage, these businesses will often hire an appraiser to come out to their lots and estimate a few different vehicles. From there, they then apply that estimate to all of the cars on the lot.
Although this method works for car dealers, unfortunately, it is not applicable to RV owners that require individual attention from their insurance companies since each customer has a different policy.
Nationwide Hail center
After a major hail storm, Insurance companies will often set up temporary sites to adjust claims more quickly.
Alternatively, to keep up with the large quantity of damage claims that come in, insurance companies will set up tents for customers to drive through to get their claim handled quickly. However, these setups require an overwhelming amount of manpower, and don’t usually involve RV claims.
Insurance companies are instantly swamped and many times under-staffed following a major weather event. What may seem like an easy fix can actually create more headaches for overtaxed insurance companies.
Try using an Independent Appraiser
One way that insurance companies handle mass claims events, includes working with independent appraisers to complete estimates quickly. If you are struggling to get the attention you need from your carrier, consider using an independent.
Handling your multiple item claims. If you are seeking damage claims for you RV plus your car, and even your home, look for an appraiser that is versatile. While a good appraiser can estimate one type of property well, a great appraiser can estimate multiple types such as autos, homes, RVs, exceptionally well.
Be sure to check which services independent appraisers provide to make sure they will be able to handle all types of claims. They should be familiar with estimating platfoms, as well as any mobile tools that will allow them to assess claims faster.
The right independent appraiser will be knowledgeable and help to effectively complete claims in an accurate and timely manner.
Finally, consider taking your RV to qualified RV collision repair specialist Such as Coach Specialists of Texas who can help get the claims process started sooner, and move your RV through the claims and repair stages faster.