Experiencing a fire in your recreational vehicle can be both terrifying and devastating. First, there’s the terror that happens during the fire itself, but then there’s the process afterwards of accounting for the extent of destruction and loss. For many RV repair customers who have experienced fire and smoke damage to their motorhomes, one of their most common questions is whether their motorhome insurance will cover the cost of repairs. At Coach Specialists of Texas in Dallas, we are very sympathetic to our customers who have experienced this horrible event and make it our mission to do everything we can to ease you through the repair process as quickly and painlessly as possible.
If you have had fire damage to your RV and have the same concern about your insurance policy as many of our customers, then rest assured that you are likely covered.
Comprehensive coverage will protect you in the event of a fire.
There are several different types of RV insurance coverage, including Liability, Collision, Comprehensive, and Uninsured/Underinsured coverage. It is Comprehensive that will cover the cost of fire damage repairs. This is the same kind of coverage that will protect you in the event of a flood, hailstorm, vandalism, theft, and more. You will need to pay the amount of your deductible, though, before this coverage kicks in. In selecting RV insurance coverage, many motorhome owners choose to raise their deductibles in order to keep their insurance premiums down. If you made this decision, as well, you likely already determined that the cost of the deductible would be affordable in the event of a fire or natural disaster.
To save time on your RV fire damage restoration, choose a shop with strong insurance company connections.
Look for a motorhome repair shop in Dallas and Fort Worth that has strong relationships with RV insurance companies. Because RV repair bridges elements of both automotive and home repair, it can be tricky for some shops and insurance companies to navigate through the insurance claims process together. There is a lot of extra detail involved that wouldn’t necessarily be required for just auto body repair or home repair alone. To ensure you get back on the road faster, be very selective about which shop you choose for your repairs.
At Coach Specialists of Texas, we are the exclusive direct repair facility for most insurance companies.
If you are in need of a motorhome repair facility in Dallas or Fort Worth, Texas that can navigate you through the insurance claims process, give us a call today. We have relationships with nearly every major insurance company, including Nationwide, USAA, and GEICO. This strong connection allows us to provide fast, reliable service to our customers. We strive to reduce your downtime and get your vehicle back on the road quickly—no waiting for unnecessary approvals and delays. We can get you in and fixed quickly so that you can enjoy your RV, motorhome, or coach the way you are intended to!
